Introduction

At Biginius Consultancy Private Limited (Biginius.com), we are committed to protecting the privacy and confidentiality of personal information entrusted to us by our clients. This Privacy Policy outlines how we collect, use, disclose, and safeguard the information provided to us in the course of providing student educational loan assistance services. We adhere to strict privacy standards and comply with applicable data protection laws and regulations to ensure the privacy and security of our client’s information.

1. Information We Collect:

1.1. Personal Information: We may collect personal information from clients when they engage in our student educational loan assistance services. This information may include:

• Name
• Contact details (e.g., address, phone number, email address)
• Date of birth
• Social security number or national identification number
• Financial information (e.g., income, assets, debts)
• Educational background and academic records
• Employment history
• Other information relevant to the provision of loan assistance services

1.2. Client Communications: We may collect information from client communications, including inquiries, requests, feedback, and complaints, to provide assistance and support effectively.

1.3. Website Usage Data: We may collect information about how clients interact with our website, including IP addresses, browser type, operating system, referral URLs, pages visited, and other usage data. This information helps us improve the functionality and performance of our website.

1.4. Cookies and Tracking Technologies: We may use cookies, web beacons, and similar tracking technologies to collect information about clients’ browsing activities on our website. Clients can control cookie preferences through their browser settings but may experience limitations in website functionality.

1.5. Third-Party Information: We may receive personal information from third parties, such as educational institutions, financial institutions, credit bureaus, and other service providers, to facilitate the provision of loan assistance services.

2. Use of Information:

2.1. Service Delivery: We use personal information to provide student educational loan assistance services to our clients, including assessing eligibility, submitting loan applications, facilitating communications with lending institutions, and providing support and guidance throughout the loan process.

2.2. Communications: We may use personal information to communicate with clients about their loan applications, updates, notifications, and other relevant information related to our services.

2.3. Website Improvement: We use website usage data and analytics to analyze trends, track user interactions, optimize website performance, and improve the user experience.

2.4. Marketing and Promotions: With clients’ consent, we may use personal information to send promotional materials, special offers, newsletters, and other marketing communications related to our student educational loan assistance services.

2.5. Legal Compliance: We may use personal information to comply with legal obligations, respond to lawful requests and subpoenas, enforce our policies, protect our rights and interests, and prevent fraud and illegal activities.

3. Disclosure of Information:

3.1. Service Providers: We may share personal information with trusted service providers, affiliates, and business partners who assist us in delivering our student educational loan assistance services. These service providers are bound by contractual obligations to handle personal information securely and use it only for specified purposes.

3.2. Lending Institutions: We may disclose personal information to lending institutions, financial institutions, credit bureaus, and other relevant parties involved in the loan application and approval process. Disclosure of information to these parties is necessary to facilitate the provision of loan assistance services.

3.3. Legal Compliance: We may disclose personal information when required by law, regulation, or legal process, or to protect our rights, property, or safety, or the rights, property, or safety of others.

3.4. Business Transactions: In the event of a merger, acquisition, reorganization, or sale of assets, personal information may be transferred or disclosed as part of the transaction. Clients will be notified of any such changes in ownership or control of their personal information.

4. Data Security:

4.1. Security Measures: We implement appropriate technical, administrative, and organizational measures to safeguard personal information against unauthorized access, disclosure, alteration, and destruction.

4.2. Data Encryption: We use encryption technologies to secure sensitive information transmitted between clients and our website, as well as within our internal systems and databases.

4.3. Access Controls: Access to personal information is restricted to authorized personnel who require access to perform their job duties. Employees are trained on data security best practices and confidentiality obligations.

4.4. Data Retention: We retain personal information for the duration necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

5. Client Rights and Choices:

5.1. Access and Correction: Clients have the right to access, review, and correct their personal information held by Biginius.com. Requests for access or correction should be submitted in writing to our designated contact person.

5.2. Withdrawal of Consent: Clients may withdraw consent for the processing of their personal information at any time, subject to legal and contractual obligations. However, withdrawal of consent may impact our ability to provide certain services.

5.3. Opt-Out: Clients may opt out of receiving marketing communications from us by following the instructions provided in the communications or by contacting us directly.

5.4. Cookie Preferences: Clients can manage cookie preferences through their browser settings or opt out of certain tracking technologies by adjusting their browser or device settings.

6. Children’s Privacy:

6.1. Minors: Biginius.com student educational loan assistance services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors without parental consent.

7. International Data Transfers:

7.1. Data Transfers: Personal information collected by Biginius.com may be transferred, stored, and processed in countries outside the client’s jurisdiction. We take measures to ensure that such transfers comply with applicable data protection laws and regulations.

8. Updates to Privacy Policy:

8.1. Policy Changes: We reserve the right to update, modify, or revise this Privacy Policy at any time. Updates to the Privacy Policy will be posted on our website with a revised effective date.

9. Contact Information:

9.1. Contact Us: For questions, concerns, or requests regarding this Privacy Policy or our handling of personal information, clients may contact us using the contact information provided on our website or in this Privacy Policy.

10. Client Acknowledgment:

10.1. Acceptance: By engaging Biginius.com student educational loan assistance services, clients acknowledge and accept the terms of this Privacy Policy and consent to the collection, use, and disclosure of their personal information as described herein.

11. Legal Disclaimer:

11.1. Limitation of Liability: Biginius.com assumes no liability for any unauthorized access, disclosure, or use of personal information that is beyond our reasonable control, including but not limited to cyberattacks, data breaches, or other security incidents.

In conclusion, Biginius.com is committed to protecting the privacy and confidentiality of client information and adhering to high standards of data protection and security. This Privacy Policy outlines our practices for collecting, using, disclosing, and safeguarding personal information in the context of our student educational loan assistance services. Clients are encouraged to review this Privacy Policy carefully and contact us with any questions or concerns regarding the handling of their personal information.

Sincerely,
Name: Mr. S Mahakul
Email: [email protected]
Position: Website manager
BIGINIUS CONSULTANCY PRIVATE LIMITED