Present ROI

REPO/ RBLR + Spread

Effective ROI

Education loans to Students Pursuing MBA from IIM Institutes under AAA category

          8.05%

Education loan to Students Pursuing Engineering courses  (Under Cent Tech Vidyarthi)  from IITs under AAA category

                Repo+1.60

           8.10%

Sr

CATEGORY- AAA INSTITUTIONS

Premier Management Institutes

1

Indian Institute of Management, Ahmedabad, Gujarat

2

Indian Institute of Management, Bangalore, Karnataka

3

Indian Institute of Management, Kolkata, West Bengal

4

Indian Institute of Management, Indore, Madhya Pradesh and Mumbai Campus of IIM Indore

5

Indian Institute of Management, Kashipur, Uttarakhand

6

Indian Institute of Management, Kozhikhode, Kerala

7

Indian Institute of Management, Lucknow, U.P.

8

Indian Institute of Management, Raipur, Chhattisgarh

9

Indian Institute of Management, Ranchi, Jharkhand, Hyderabad Campus of IIM Ranchi

10

Indian Institute of Management, Rohtak, Haryana.

11

Indian Institute of Management, Shillong, Meghalaya

12

Indian Institute of Management, Trichhy, Tamil Nadu

13

Indian Institute of Management, Udaipur, Rajasthan

14

Indian Institute of Management, Indore for IPM Programme and other similar Integrated 5 year programmes of IIMs

15

Indian Institute of  Management, Nagpur, Maharashtra

16

Indian Institute of Management, Amritsar , Punjab

17

Indian Institute of Management, Bodhgaya, Bihar

18

Indian Institute of Management, Sirmour

19

Indian Institute of Management, Visakhapatnam

20

Indian Institute of Management, Sambalpur

21

Indian Institute of Management, Jammu

22

National Institute of Industrial Engineering (NITIE), Mumbai now IIM, Mumbai

23

Xavier Labour Relation Institute (XLRI), Jamshedpur & Jhajjar Campus

24

Management Development Institute (MDI), Gurgaon

25

GP & PGP-Pro Programme of ISB for Hyderabad

26

MBA in International Business (Full Time) & Business Analytics from IIFT- Delhi & Kolkata Campuses

27

PGP/MBA Programme of  IIT Delhi

28

PGP/MBA Programme of  IIT Bombay /  Shailesh J Mehta School of Management (SJSOM), IIT Mumbai

29

PGP/MBA Programme of  IIT Roorkee

30

PGP/MBA Programme of  IIT Madras

31

PGP/MBA Programme of  IIT Kanpur

32

Indian Institutes of Technology (IIT), Madras

33

Indian Institutes of Technology (IIT), Delhi

34

Indian Institutes of Technology (IIT), Bombay

35

Indian Institutes of Technology (IIT), Kanpur

36

Indian Institutes of Technology (IIT), Roorkee

37

Indian Institutes of Technology (IIT), Kharagpur

38

Indian Institutes of Technology (IIT), Hyderabad

39

Indian Institutes of Technology (IIT), Ropar

40

Indian Institutes of Technology (IIT), Bhubaneshwar

41

Indian Institutes of Technology (IIT), Jodhpur

42

Indian Institutes of Technology (IIT), Jammu

43

Indian Institutes of Technology (IIT), Bhilai

44

Indian Institutes of Technology (IIT), Goa

CATEGORY- AA INSTITUTIONS

Premier Management & Other Institutes

1

Xavier University for Bhubaneswar Campus (XIMB)

2

Xavier School of Human Resource Management, (XSHRM), XUB-Bhubaneswar

3

Xavier School of Rural Management (XSRM), XUB-Bhubaneswar

4

SP Jain Institute of Management and Research (SPJMR), Mumbai

5

Indian Institutes of Technology (IIT), Guwahati

6

Indian Institutes of Technology (IIT), Indore

7

Indian Institutes of Technology (IIT) BHU (Banaras Hindu University), Varanasi

8

Indian Institutes of Technology (IIT) ISM (Indian School of Mines), Dhanbad

9

Indian Institutes of Technology (IIT), Gandhinagar

10

Indian Institutes of Technology (IIT), Mandi

11

Indian Institutes of Technology (IIT), Patna

12

Indian Institutes of Technology (IIT), Tirupati

13

Indian Institutes of Technology (IIT), Palakkad

14

Indian Institutes of Technology (IIT), Dharwad

15

GP & PGP-Pro Programme of ISB for Mohali, Bangalore, Delhi & Mumbai Locations

16

Faculty of Management Studies (FMS), Delhi

17

Jamnalal Bajaj Institute of Management Studies (JBIMS)- Mumbai

18

Narsee Monjee Institutes of Management Studies (NMIMS)- Mumbai

19

IRMA- Anand

20

PGP/MBA of  IIFM-Bhopal

21

Symbiosis Centre For Management & HRD (SCMHRD), Pune

22

Symbiosis Institute of Business Management (SIBM), Pune

23

Institute of Management & Technology (IMT) – Ghaziabad Campus

24

Institute of Management & Technology (IMT)- Hyderabad Campus

25

Institute of Management & Technology (IMT)- Nagpur Campus

26

Bharathidasan Institute of Management (BIM), Tiruchirapalli

27

TAPMI-Manipal (for MBA, PGDM & Engineering)

28

NIFT-New Delhi

Sr

CATEGORY- AA INSTITUTIONS

Premier Medical College in India (Maximum Loan amount up to Rs.200 lakh with 100% collateral security)

1

AIIMS and all Government Colleges

2

Grant Medical College, Mumbai

3

Madras Medical College, Chennai

4

SRM Medical College Hospital and Research Centre, Kattankulathur

5

KGMU – King George’s Medical University, Lucknow

6

Christian Medical College, Vellore

7

National Institute of Mental Health and Neurosciences, Bangalore

8

BHU – Banaras Hindu University

9

Jawaharlal Institute of Postgraduate Medical Education & Research

10

Post Graduate Institute of Medical Education & Research, Chandigarh

11

Amrita School of Medicine, Kochi

12

Kasturba Medical College, Manipal and Kasturba Medical College, Mangalore

13

Sanjay Gandhi Postgraduate Institute of Medical Sciences, Lucknow

14

Sree Chitra Tirunal Institute for Medical Sciences and Technology, Thiruvananthapuram, Trivandrum

15

Institute of Liver and Biliary Sciences, New Delhi

16

St. John’s Medical College, Bangalore

Category A INSTITUTIONS

Sr

Name of Institution

State

1

Birla Institute of Technology & Sciences (BITS), Pilani

RAJASTHAN

2

BITS (Pilani) – Goa Campus

GOA

3

BITS (Pilani) – Hyderabad Campus

TELANGANA

4

Indian Institute of Corporate Affairs (IICA), Manesar

HARYANA

5

Indian School Of Mining (ISM), Dhanbad

JHARKHAND

6

Kasturba Medical College (KMC), Mangalore

KARNATAKA

7

Kasturba Medical College (KMC), Manipal

KARNATAKA

8

Manipal Institute of Technology (MIT), Manipal

KARNATAKA

9

Nirma Institute of Management, Ahmedabad

GUJRAT

CATEGORY B INSTITUTIONS

Sr

Name of Institution

State

1

Army College of Dental Sciences (ACDS), Secunderabad

TELANGANA

2

Army College of Medical Sciences (ACMS), Delhi Cantt

DELHI

3

Army Institute of Law (AIL), Mohali

PUNJAB

4

Army Institute of Management (AIM), Kolkata

WEST BENGAL

5

Army Institute of Technology (AIT), Pune

MAHARASHTRA

6

Birla Institute of Technology (BIT), Mesra, Ranchi

JHARKHAND

7

College of Engineering, Pune

MAHARASHTRA

8

Delhi College of Engineering (DCE), Delhi

DELHI

9

Dhirubhai Ambani Institute of Information & Communication Technology (DAIICT), Gandhinagar

GUJRAT

10

Faculty of Engineering & Technology, Jadavpur University, Kolkata

WEST BENGAL

11

Goa Institute of Management (GIM), Goa

GOA

12

ICFAI Business School (IBS), Hyderabad

TELANGANA

13

International Institute of Information Technology (IIIT), Hyderabad

TELANGANA

14

Indian Institute of Science (IISc), Bangalore

KARNATAKA

15

Indraprastha Institute of Information Technology (IIIT), Delhi

DELHI

16

International Management Institute (IMI), Kolkata

WEST BENGAL

17

International Management Institute (IMI), New Delhi

DELHI

18

International Management Institute (IMI), Bhubaneswar

ODISHA

19

Kalinga Institute of Medical Scienece (KIMS), Bhubaneswar

BHUBANESWAR

20

Kirloskar Institute of Advanced Management Studies (KIAMS), Bangalore

KARNATAKA

21

Marine Engineering & Research Institute, Kolkata

WEST BENGAL

22

Manipal School of Architecture and Faculty of  Architecture

KARNATAKA

23

Manipal College of Dental Sciences [Master of Dental Surgery]

KARNATAKA

24

Mudra Institute of Communication (MICA), Ahmedabad

GUJRAT

25

National Institute of Bank Management (NIBM), Pune

MAHARASHTRA

26

National Institute of Technology (NIT), Surathkal

KARNATAKA

27

National Institute of Technology (NIT), Tiruchirapalli

TAMILNADU

28

National Law School of India University (NLSIU), Bangalore

KARNATAKA

29

National Law University (NLU), Jodhpur

RAJASTHAN

30

Prin. L. N. Welingkar Institute of Management, Development & Research (WeSchool), Mumbai

MAHARASHTRA

31

Thapar University, Patiala

PUNJAB

32

Visvesvaraya National Institute of Technology (VNIT), Nagpur

MAHARASHTRA

CATEGORY C INSTITUTIONS

Sr.

Name of Institution

State

1

Centre for Environmental Planning & Technology (CEPT), Ahmedabad

GUJRAT

2

Chandragupt Institute of Management, Patna

BIHAR

3

Dr. B R Ambedkar National Institute of Technology (NIT), Jalandhar

PUNJAB

4

Indian Institute of Petroleum and Energy (IIPE), Vishakhapatnam

ANDHRA PRADESH

5

Kalinga Institute of Industrial Technology (KIIT) University School of Management (SOM)

ODISHA

6

Kalinga Institute of Industrial Technology (KIIT) University School of Technology (SOT)

ODISHA

7

L N Mittal Institute of Information & Technology (LNMIIT), Jaipur

RAJASTHAN

8

Loyola Institute of Business Administration (LIBA), Chennai

TAMILNADU

9

Maharishi Markandeshwar University (MMU) Medical College, Haryana

HARYANA

10

Malaviya National Institute of Technology (NIT), Jaipur

RAJASTHAN

11

Maulana Azad National Institute of Technology (NIT), Bhopal

MADHYA PRADESH

12

MIT-World Peace University (MIT-WPU), Pune

MAHARASHTRA

13

Motilal Nehru National Institute of Technology (NIT), Allahabad

UTTAR PRADESH

14

M S Ramaiah Institute of Technology (MSR-IT), Bengaluru

KARNATAKA

15

M S Ramaiah Medical College (MSR-MC), Bengaluru

KARNATAKA

16

M S Ramaiah Institute of Management (MSR-IM), Bengaluru

KARNATAKA

17

National Institute of Construction Management & Research (NICMAR), Pune

MAHARASHTRA

18

National Institute of Food Technology Entrepreneurship and Management (NIFTEM), Sonepat

HARYANA

19

National Institute of Technology (NIT), Agartala

TRIPURA

20

National Institute of Technology (NIT), Arunachal Pradesh

ARUNACHAL PRADESH

21

National Institute of Technology (NIT), Calicut

KERALA

22

National Institute of Technology (NIT), Delhi

DELHI

23

National Institute of Technology (NIT), Durgapur

WEST BENGAL

24

National Institute of Technology (NIT), Goa

GOA

25

National Institute of Technology (NIT), Hamirpur, Himachal Pradesh

HIMACHAL PRADESH

26

National Institute of Technology (NIT), Jamshedpur

JHARKHAND

27

National Institute of Technology (NIT), Kurukshetra

HARYANA

28

National Institute of Technology (NIT), Manipur

MANIPUR

29

National Institute of Technology (NIT), Meghalaya

MEGHALAYA

30

National Institute of Technology (NIT), Mizoram

MIZORAM

31

National Institute of Technology (NIT), Nagaland

NAGALAND

32

National Institute of Technology (NIT), Patna

BIHAR

33

National Institute of Technology (NIT), Puducherry

PONDICHERRY

34

National Institute of Technology (NIT), Raipur

CHATTISGARH

35

National Institute of Technology (NIT), Rourkela

ODISHA

36

National Institute of Technology (NIT), Sikkim

SIKKIM

37

National Institute of Technology (NIT), Silchar

ASSAM

38

National Institute of Technology (NIT), Srinagar

JAMMU & KASHMIR

39

National Institute of Technology (NIT), Tadepalligudem

ANDHRA PRADESH

40

National Institute of Technology (NIT), Uttarakhand

UTTARAKHAND

41

National Institute of Technology (NIT), Warangal

TELANGANA

42

National University of Juridical Sciences (NUJS), Kolkata

WEST BENGAL

43

Netaji Subash Institute Of Technology (NSIT), Delhi

DELHI

44

Sardar Vallabh Bhai National Institute of Technology (NIT), Surat

GUJRAT

45

School of Planning & Architecture, New Delhi

DELHI

46

Symbiosis Institute of Management Studies (SIMS), Pune

MAHARASHTRA

47

Symbiosis Institute of Telecom Management (SITM), Pune

MAHARASHTRA

48

Symbiosis Institute of International Business (SIIB), Pune

MAHARASHTRA

49

Symbiosis School of Banking and Finance, Pune

MAHARASHTRA

50

University College of Engineering (UCE), Odisha

ODISHA

51

Xavier Center For Urban Management and Governance (XUMG) [Post Graduate Programme in Urban Management and Governance (MBA-UMG)]

ODISHA

52

Xavier School of Commerce (XSC) [Master of Business Finance (MBF)]

ODISHA

53

Xavier School of Sustainability (XSOS) [Post Graduate Programme in Sustainability Management (MBA-SM)]

ODISHA

54

All other Institutes not featuring in AA /A /B/D & C (Above List) Category

GLOBAL TOP 15 MEDICAL INSTITUTES

Sr.

Name of University

1

HARWARD UNIVERSITY, CAMBRIDGE, U.S.                                                

2

UNIVERSITY OF OXFORD, OXFORD, U.K.                                                     

3

STANFORD UNIVERSITY, STANFORD, U.S.                                                    

4

UNIVERSITY OF CAMBRIDGE, U.K.                                                                

5

JOHNS HOPKINS UNIVERSITY, BALTIMORE, U.S.                                          

6

UNIVERSITY OF CALIFORNIA, LOS ANGELES, U.S.                                       

7

UCL, LONDON, U.K.                                                                                            

8

IMPERIAL COLLEGE OF LONDON, U.K.                                                           

9

YALE UNIVERSITY, NEW HAVAN, U.S.                                                           

10

UNIVERSITY OF TORONTO, CANADA                                                             

11

MASSACHUSETTS INSTITUTE OF TECHNOLOGY (MIT), CAMBRIDGE U.S.

12

KAROLINSKA INSTUTUTE, STOCKOLM, SWEDEN                                        

13

UNIVERSITY OF CALIFORNIA, SAN FRANSISCO, U.S.                                   

14

COLUMBIA UNIVERISTY, NEW YORK, U.S.                                                     

15

UNIVERISTY OF PENNSYLVANIA, PHILADELPHIA, U.S

GLOBAL TOP 15 MANAGEMENT INSTITUTES

Sr.

Name of University

1

STANFORD GRADUATE SCHOOL OF BUSINESS STANFORD (CA), U.S.A.   

2

HARWARD BUSINESS SCHOOL, BOSTON, MA, U.S.A.                                   

3

PENN (WHARTON) PHILADELPHIA (PA), U.S.A.                                             

4

HEC PARIS, FRANCE                                                                                            

5

LONDON BUSINESS SCHOOL, LONDON, U.K.                                                 

6

MIT (SLOAN), CAMBRIDGE (MA), U.S.A.                                                        

7

IE BUSINESS SCHOOL, MADRID, SPAIN                                                           

8

COLUMBIA BUSINESS SCHOOL, NEW YORK,U.S.A.                                       

9

INSEAD, PARIS, SINGAPORE, FRANCE                                                               

10

IESE BUSINESS SCHOOL, BARCELONA, SPAIN                                                 

11

UC BERKLEY (HAAS), BERKELEY (CA) U.S.A.                                                        

12

Cambridge (Judge), Cambridge, UK

13

CHICAGO (BOOTH), CHICAGO(IL), US

14

NORTHWESTEN (KELLOGS), EVANSTON (IL), U.S.                                        

15

UCLA(Anderson), Loss Angeles(CA) US                             

GLOBAL TOP 15 ENGINEERING INSTITUTES

Sr.

Name of University

1

MASSACHUSETTS INSTITUTE OF TECHNOLOGY, CAMBRIDGE, U.S.

2

University of Cambridge, UK

3

University of Oxford

4

NANYANG TECHNOLOGICAL UNIVERSITY ,SINGAPORE

5

STANFORD UNIVERSITY, STANFORD, U.S.A

6

ETH Zurich, Switzerland

7

NATIONAL UNIVERSITY OF SINGAPORE, SINGAPORE

8

IMPERIAL COLLEGE, LONDON

9

UNIVERSITY OF CALIFORNIA,BARKELEY,U.S.A

10

DELFT UNIVERSITY OF TECHNOLOGY, DELFT, NETHERLANDS

11

EPFL Lausanne, Switzerland

12

HARWARD UNIVERSITY, CAMBRIDGE, U.S.

13

POLYTECHNIC UNIVERSITY OF MILAN, MILAN, ITALY

14

Tsinghua University

15

California Institute of Technology (Caltech), Pasadena, US