1. Introduction and Scope
Biginius.com (“we,” “our,” or “the Company”) is committed to safeguarding the privacy, confidentiality, and security of the personal information of all individuals who engage with our services. This Privacy Policy applies to every user, applicant, student, guardian, institutional partner, and other stakeholders who interact with our platform in any capacity, whether through our official website, mobile applications, offline offices, or affiliated service points. Biginius.com operates as a comprehensive educational support platform headquartered in Bhubaneswar, Odisha, providing a broad range of integrated services that include, but are not limited to, Scholarship Acquisition, College Admission Assistance, Educational Loan Facilitation, Mess and Hostel Arrangements, and Placement Assistance Programs. This policy has been crafted in accordance with the provisions of the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, as well as internationally recognized privacy principles under frameworks such as the General Data Protection Regulation (GDPR) of the European Union and other applicable laws. We understand that your trust is our most valuable asset, and therefore, this policy is intended to clearly explain the nature of the personal information we collect, the purposes for which we process such data, the legal bases we rely on, the safeguards we implement to protect your data, and the rights you have with respect to your personal information. By using our services, you explicitly agree to the practices described in this Privacy Policy, and your continued use shall be deemed as ongoing consent to such terms. If you do not agree with any provision herein, you must immediately discontinue your interaction with Biginius.com and its related services.

2. Information We Collect
The nature and scope of the information collected depend on your interaction with Biginius.com. We collect personal information such as your full name, date of birth, gender, contact information, postal address, email address, and identification documents, including Aadhaar card, PAN card, passport, or any other government-issued ID. For Scholarship Acquisition, we collect academic transcripts, mark sheets, certificates, proof of income, caste/community certificates (where applicable), and details of your financial background to determine eligibility. For College Admission Assistance, we may require details of entrance exam scores, preference lists, academic history, and supporting identification. Educational Loan Facilitation involves the collection of sensitive financial details such as bank account statements, income proofs, credit history, and guarantor information. For Mess and Hostel services, we collect dietary preferences, emergency contacts, medical details relevant to safe accommodation, and guardian information. Placement Assistance requires resumes, portfolio links, skills assessments, employment history, and interview performance data. Additionally, we collect non-personal technical information such as IP addresses, browser type, device identifiers, geolocation data, and cookies for service optimization and security. All data is collected with your explicit consent or as permitted by applicable law, and we ensure it is relevant, accurate, and up-to-date.

3. How We Use Your Information
Your personal information is used solely for legitimate purposes aligned with our services. We process your data to verify your identity, assess eligibility for scholarships, facilitate college admissions, process and submit loan applications, allocate hostel accommodations, manage mess facilities, and connect you with placement opportunities. We also use your data for administrative purposes such as user account creation, customer support, billing, payment processing, and grievance redressal. Marketing communications, including updates about scholarships, admissions, job fairs, and related events, are sent only with your consent or where legally permissible. We use aggregated or anonymized data for analytics, trend forecasting, and service improvements to ensure better performance and reliability. Fraud detection, legal compliance, dispute resolution, and enforcement of our Terms of Use are additional key purposes for which we may process your information. We will never sell your personal data to third parties; any sharing is strictly limited to authorized service providers and partners under binding confidentiality agreements.

4. Legal Basis for Processing
We process your personal information only when there is a lawful basis to do so. The primary legal grounds include: (a) your explicit consent; (b) the necessity to perform a contract or take steps prior to entering a contract; (c) compliance with legal obligations under applicable Indian laws and, where applicable, foreign regulations; (d) protection of your vital interests or those of another person; and (e) legitimate interests pursued by Biginius.com, provided such interests are not overridden by your fundamental rights and freedoms. For users in jurisdictions subject to GDPR, our legal bases for processing include Article 6(1)(a)–(f) of the Regulation. We retain records of consent and processing activities in accordance with our compliance obligations.

5. Information Sharing and Disclosure
We do not disclose your personal information to third parties except as described in this Privacy Policy. Your data may be shared with authorized partners, educational institutions, scholarship bodies, banks, hostel/mess providers, and potential employers, solely for the fulfillment of your service request. Third-party service providers who process data on our behalf are contractually bound to use such information only for authorized purposes and to maintain strict confidentiality. We may also disclose information if required by law, court orders, or government requests, or if such disclosure is necessary to prevent fraud, enforce our terms, or protect the safety of our users and the public. In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, with notice provided to you where required.

6. Data Storage and Security
We implement industry-standard security measures to protect your data against unauthorized access, alteration, disclosure, or destruction. This includes encryption of sensitive information, secure servers, access control protocols, and periodic security audits. Personal data is stored within secure databases located in India, except where cross-border transfers are necessary (see Section 10). Access to your personal data is restricted to authorized personnel who are required to maintain strict confidentiality. While we take all reasonable precautions to safeguard your information, no method of transmission or storage is entirely secure; therefore, we cannot guarantee absolute security. Users are responsible for maintaining the confidentiality of their login credentials and for promptly notifying us of any unauthorized use of their accounts.

7. Cookies and Tracking Technologies
We use cookies, pixels, and similar tracking technologies to enhance user experience, analyze website performance, and deliver personalized content. Cookies are small files stored on your device that enable us to recognize repeat visitors and remember preferences. You can manage or disable cookies through your browser settings; however, certain features of our website may not function properly without them. We may also use analytics tools such as Google Analytics to understand usage patterns, in compliance with applicable privacy laws.

8. User Rights and Choices
Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to access, correct, update, delete, restrict processing, object to processing, and request data portability. You may also withdraw your consent at any time where processing is based on consent. Requests to exercise these rights can be made via our official contact channels, and we will respond within legally mandated timelines. For GDPR-covered users, these rights are detailed under Articles 12–23 of the Regulation.

9. Third-Party Links and Integrations
Our website and mobile applications may contain links to third-party websites, applications, and services. We are not responsible for the privacy practices, content, or security of such third parties. We encourage you to review the privacy policies of any external sites you visit.

10. International Data Transfers
Where your data is transferred outside India, we ensure that such transfers are made to jurisdictions with adequate data protection standards or that appropriate safeguards, such as contractual clauses, are in place to protect your information.

11. Data Retention Policy
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Retention periods vary depending on the service provided and applicable legal requirements.

12. Children’s Privacy
Our services are not intended for individuals under the age of 16 without parental consent. If we learn that we have inadvertently collected personal data from a child without proper consent, we will delete it promptly.

13. Changes to the Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in law, technology, or business practices. Updates will be posted on our website with the “Last Updated” date revised accordingly.

14. Grievance Redressal and Contact Information
For any questions, concerns, or complaints about this Privacy Policy or our data handling practices, you may contact our designated Grievance Officer at:

Grievance Officer
Subrat Mahakul(Founder)
[Address]
[[email protected]]
[911]